Welcome To Our Financing Department

Utilize the Expert Finance Center at Saratoga Ford 

Welcome to your resource from the team of experts housed within our finance center at Saratoga Ford, serving not just those hailing from Saratoga Springs,, but any driver looking for a trustworthy dealership in the surrounding areas. We can't wait to help you meet the new Ford of your dreams, or the pre-owned car, truck, or SUV that suits your lifestyle from our expansive inventory. Explore your financing options today.

Benefits of Leasing and Buying

Many individuals and growing families enjoy the freedom that comes with a lease agreement. You're not bound to a vehicle for the rest of its life and get to change up your model every few years due to the fixed-term nature of a lease. Additionally, because you're not working to pay off the entire price of your model, your monthly payments are typically less expensive than if you purchase a car, truck, or SUV.

Buying a vehicle is great for those drivers who want to own a car, truck, or SUV for the entirety of its lifespan. While your month-to-month payment may be slightly more compared to leasing, when you pay off your vehicle, your payments end. Also enjoy the freedom of unlimited mileage and truly customizing your vehicle to make it your own.

Explore Your Financing Options with Saratoga Ford

With Ford, we believe there's not just one way to pay for your dream vehicle. Enjoy flexible payment terms that fit with your budget. Try the unique Flex Buy payment plan which offers lower payments for the first couple years of ownership, followed by incremental increases. Leasees will enjoy the Red Carpet Lease program featuring flexible terms and many mileage choices.

If you're financing a commercial vehicle from the extensive business-equipped inventory at Saratoga Ford, make use of Commercial Retail Financing, a Commercial Line of Credit, Chassis Financing, Municipal Financing, Combined Billing options, and more through Ford. To see which options your commercial business qualifies for, take a quick quiz on the Ford website.

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Finance Hours

  • Monday 8:30am-7pm
  • Tuesday 8:30am-7pm
  • Wednesday 8:30am-7pm
  • Thursday 8:30am-7pm
  • Friday 8:30am-6pm
  • Saturday 8:30am-6pm
  • Sunday Closed


Saratoga Ford

3002 Route 50
Directions Northway Exit 15,
Saratoga Springs, NY 12866

  • Ford Sales: 518-691-3501
  • Ford Service: 518-691-3502
  • Ford Parts: 518-691-3503